Your oral hygiene habits at home are your smile’s first line of defense against preventable dental issues, like tooth decay and gum disease. Besides brushing and flossing, your smile relies on regular dentistry services. Your monthly premium for your dental insurance policy allows you to get the comprehensive care your teeth and gums need for reduced rates. Your Aetna dentist in Pembroke Pines will help you maximize your benefits to achieve the healthy smile you deserve.
Dental insurance focuses on prevention because research shows every $1 spent on preventive services can save up to $50 on restorative and emergency costs. Aetna provides policies for individuals and families to visit their dentist regularly. They also offer coverage to offset the cost of common dental procedures if a problem arises. Although every policy differs, many plans include:
Your monthly premium gives you access to dental benefits tailored to your needs. You can have a cleaning and checkup twice a year for a small co-payment. If you require a treatment, Aetna will pay a portion of the cost after reaching your annual deductible. You are given a yearly allowance to use toward restorative treatments to ensure your smile stays healthy.
Aetna recommends choosing a dentist who is in their network because they have pre-negotiated rates for specific services. As a result, you’ll enjoy more benefits at the time of service to streamline your dental care. Although an in-network dentist is preferred, you can choose any location that accepts your coverage. If visiting an out-of-network dentist, you’ll need to pay the difference between Aetna’s allowable amount and the dental office’s fees.
At the end of the year, your dental insurance expires. Unfortunately, less than 3% of Americans meet or exceed their annual limits. You can lose hundreds to thousands of dollars because you aren’t reimbursed for anything you don’t use, and nothing will carry over into the following year.
Don’t throw money down the drain. We’ll help you make the most of your dental insurance in Pembroke Pines to support a healthy mouth and body.
It isn’t any secret dental insurance is confusing, but you don’t need to navigate your policy alone. We’re here to help. We will work on your behalf with Aetna, so you have one less thing to worry about. Our knowledgeable staff will file the necessary claim forms to maximize your annual benefits to reduce your responsible portion of your treatment. We will take the time to explain how your coverage is being used and discuss any remaining balance.
We offer several payment methods to keep a healthy smile within your budget, like third-party financing. If you’re ready to invest in lasting oral health, or you have a question about your coverage, contact our office today to speak with a member of our team.